What type of car insurance for driving instructor do you need?

Driving instructor insurance is the key protection for professional driving instructors against claims made by passengers or third parties. Instructors have been in high demand and this makes insurance for them harder ahead by. However, if you are already a professional instructor, you then probably have been offered insurance. If you’re still in training or haven’t started teaching regular, you could have to look around for some suitable insurance. To aid you through the process, we’ve assembled this short
driving school insurance guide looking closely at just how to look for the cheapest deals and everything you can expect from the various kinds of covers available!

Who’s covered – Because the professional driving instructors, you will obviously be insured against accidents occurring to you or many students. But there’s another type of risk outside of this, which many instructors neglect to consider. There’s also the danger to third parties if they damage your vehicle or hurt you whilst driving instructors. The cost of this protection varies greatly between different providers. To obtain an idea of just how much you can be spending money on your protection, just read the rates shown below:

Kind of vehicle – Many of the very competitive rates for driving instructor insurance are available online. By shopping online for the quotes you will find the cheapest premiums quickly and easily. By going this route you’ll also find that the policy has a number of benefits, as you can enjoy discounts centered on various factors including your location, the amount of your professionalism, your amount of cover and even your age. For instance, young drivers can often enjoy low premiums thanks with their lack of experience.

Features included – Not absolutely all driving instructor insurance policies offer the same benefits. The easiest way to take advantage from the policy is to be sure it includes all of the features you need. Features to be aware of include emergency assistance, medical expenses cover and liability coverage. If you simply have minimal risks but wish to be covered in case of an incident, you might prefer to go for a lower premium that doesn’t include emergency assistance or medical costs.